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The Brookings Institution hosted a lively and enlightening discussion on December 11, 2019 focusing on “Brokered Deposits in the Fintech Age.”  That sounds boring, but it’s really important to everyone... Read More
On Monday, Better Markets filed a comment letter on the Commodity Futures Trading Commission’s (CFTC) proposed exemption from certain U.S. regulations for certain derivatives clearinghouses organized outside of the... Read More
Making crooks and lawbreakers give up their ill-gotten gains is critical to making sure "crime does not pay," which is key to deterring future crimes.  After all, if you get to keep what you illegally took,... Read More
The SEC also recently released its FY2019 Enforcement Program statistics, and while the total number of completed enforcement cases remains high, it is concerning to note how the SEC has achieved these numbers.  As in... Read More
The SEC just submitted its 2019 Annual Report on its Whistleblower Program to Congress, which proves – again – that whistleblowers perform a vital public service by revealing fraudulent and illegal conduct.... Read More
The five US banking regulators have proposed to eliminate initial margin requirements on interaffiliate derivatives.  This is a deregulatory gift worth more than $40 billion to Wall Street’s five largest... Read More
The Consolidated Audit Trail (CAT) promises to be a revolutionary game-changer for the SEC in detecting, deterring, and punishing market manipulation and predatory behavior.  Done right, its importance for investor... Read More
This is a perfect illustration of why people look at Washington as a rigged system greased by the revolving door and cash that benefit Wall Street’s biggest banks and insiders and hurt hardworking Main Street Americans... Read More
  Conflicted, profit/bonus maximizing credit rating agencies failed miserably in the last crash but are now warning about the next one.  According to Moody’s Investor Services (as reported by Institutional... Read More
Not many people know of the Basel Committee on Banking Supervision (BCBS), but it’s a key global standard-setter for financial regulators around the globe. It recently underwent a leadership change, receiving a... Read More
We believe that all the 2020 candidates owe it to the voters to tell them what their specific, concrete plans are for the economy and the financial system so they can make informed choices and hold those they elect... Read More
People should not be ripped off and, if they are, the predators should be caught, punished and the victims should be compensated. That, however, requires an effective cop on the beat: to deter, investigate, catch,... Read More
Whistleblowers perform a vital public service by revealing fraudulent and illegal conduct, usually at great personal risk to their jobs, livelihoods and reputations. Before the 2008 crash, the SEC was derelict in many of... Read More
The sad truth is that 75% of Americans are losing faith in the American Dream, and less than 20% of Americans even believe they are living it now.  That’s because economic insecurity, anxiety and despair are... Read More
As the front-line regulator of the broker-dealer profession, FINRA must do more to live-up to its mandate of investor protection and market integrity by expelling brokerage firms that specialize in harming investors. ... Read More
Last Sunday was the 11th anniversary of the 2008 crash of Lehman Brothers investment bank and the onset of the worst financial crash since 1929 and the beginning of the worst economic catastrophe for the country since the... Read More
One reason Wall Street’s too-big-to-fail banks are dangerous and a threat to all American families is because the highest-risk activities have the highest-margins and generate the biggest bonuses. That shift to the... Read More
Almost all Americans pay their debts and most of those who don’t are facing circumstances beyond their control like unemployment, a medical calamity, and other usually tragic occurrences. Congress enacted the Fair... Read More
This is a shocking and disturbing story of dereliction of duty by FINRA and the SEC, and egregious, repeated misconduct by JP Morgan Chase, including the creation of false evidence by a “compliance manager” used... Read More
Better Markets filed an amicus brief urging the D.C. Circuit Court of Appeals to uphold the SEC’s critical Transaction Fee Pilot program, which it initiated last year to study the effects of the legalized kickbacks... Read More